WELCOME TO HOME EQUITY U

As the official provider of reverse mortgage education to the Financial Planning Association (FPA), Home Equity U is your hub to learn all the ways home wealth can be used to empower retirement.

Home Equity Solutions for Divorced and Widowed Women

Divorced and widowed women may face unique challenges, such as a reduction in income or the need to relocate or buy out an ex-spouse. For those with substantial home equity, a reverse mortgage loan can be used to manage those challenges. Home equity can serve as an alternative source of cash, assist with long-term care risks, or eliminate a monthly mortgage payment*. The reverse-for-purchase loan can even help a client purchase a new home with no required monthly mortgage payment*.

Register below to learn:
  • The basics of a reverse mortgage loan
  • How to buyout a spouse with a reverse mortgage and stay in the home
  • How to purchase a new home with the H4P - Reverse for Purchase loan
  • Review case studies of using a reverse mortgage as a financial solution
Webinar is free, earn 1 CFP CE credit with an $8 processing fee.

*The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet these loan obligations, then the loan will need to be repaid. With a HomeSafe Second loan, borrowers must continue to comply with all the terms of the first mortgage.

Advanced Retirement Planning with Home Equity

Retirement planning has traditionally excluded home equity; however, with seniors controlling over $13 trillion in housing wealth and planning for 20 years or more in retirement, now may be the time to consider how home equity can be a key component of a retirement plan. In this webinar you’ll learn:
  • What a reverse mortgage is, including products, eligibility, misconceptions, and consumer safeguards.
  • How home equity can be used to supplement household cash flow, eliminate a monthly mortgage payment*, manage long-term risks, and pay taxes on Roth Conversions.
  • Client profiles where a reverse mortgage loan can safeguard a retirement while providing generational wealth transfer and other legacy opportunities.
Webinar is free, earn 1 CFP CE credit with an $8 processing fee.

Michael Kitces Talks Home Equity

Join Stephen Resch and guest Michael Kitces as they discuss the often-over-looked use of home equity in a retirement plan. With seniors today controlling over $14 Trillion in equity, and needing to plan for a 20 year or longer retirement, the inclusion of home equity in the planning process could enhance retirement outcomes.

Join us as we discuss:
  • What are the different options for using home equity, and when does it make sense to consider them?
  • Can home equity address planning shortfalls such as inadequate long-term care protection, or excessive asset distribution rates?
  • Can home equity bring cash flow and income tax efficiencies to a retirement plan?
  • Other legacy and generational wealth transfer opportunities.
This class is eligible for one CFP CE Credit. Webinar is free, earn CE credits with a $8 processing fee.