Give clients 55+* more flexible and strategic options for getting the most out of their home’s equity with loans up to $4 million.

How HomeSafe maximizes retirement potential

HomeSafe offers your clients an alternative to the traditional home equity conversion mortgage (HECM) along with unique features that provide greater financial flexibility.

Available to ages 55+*

Access equity sooner than the typical home equity conversion mortgage (HECM) age of 62.

Loans up to $4 million**

Unlock more equity than the traditional home equity conversion mortgage (HECM).

No insurance premiums

Avoid the mortgage insurance premiums common with other reverse mortgages.

*For certain HomeSafe products only, excluding Massachusetts, New York, and Washington, where the minimum age is 60, and North Carolina and Texas where the minimum age is 62.
**Loans up to $4 million available for HomeSafe products. The HomeSafe reverse mortgage is a proprietary product of Finance of America Reverse LLC and is not affiliated with the Home Equity Conversion Mortgage (HECM) program. Not all HomeSafe products are available in every state. Please contact us for a complete list of availability.

What HomeSafe can do for your clients

  • Create liquidity without selling assets

    Access a portion of your client’s home wealth without the need to sell assets or take on a home equity loan with a monthly mortgage payment.*

    *The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, hazard insurance. The borrower must maintain the home. If the homeowner does not meet these loan obligations, then the loan will need to be repaid.

  • Preserve investments and minimize taxes

    Unlock tax-free cash to reduce your client’s draw from taxable retirement and investment accounts, allowing them to keep growing.*

    *Not tax advice. Consult a tax professional.

  • Boost purchasing power on a vacation home

    Empower your client to put down only a portion of a home purchase price in cash and cover the rest with loan proceeds.

  • Achieve retirement dreams

    Give your clients the chance to travel, pursue hobbies and passions, or spend their unlocked home equity virtually any way you wish.

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Frequently asked questions

HomeSafe is a proprietary jumbo reverse mortgage available to homeowners 55+* that converts up to $4 million in home equity into usable cash.**

*For certain HomeSafe products only, excluding Massachusetts, New York, and Washington, where the minimum age is 60, and North Carolina and Texas where the minimum age is 62.

**Loans up to $4 million available for HomeSafe products. The HomeSafe reverse mortgage is a proprietary product of Finance of America Reverse LLC and is not affiliated with the Home Equity Conversion Mortgage (HECM) program. Not all HomeSafe products are available in every state. Please contact us for a complete list of availability.