Getting Started

Getting Started

Learn what a reverse mortgage is, how it works, and if it’s right for you.

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couple discussing reverse mortgage pros and cons

Reverse mortgage pros and cons: What to consider before deciding

A reverse mortgage provides access to home equity with no required monthly mortgage payments, as long as loan terms are met.

19 Min.

A couple learning about why reverse mortgages are so misunderstood

Reverse mortgage myths: 14 misconceptions debunked

Many common reverse mortgage myths are based on outdated information. Learn what's true, what's changed, and how today's reverse mortgages actually work.

13 Min.

A woman reading reverse mortgage facts and statistics

15 reverse mortgage facts

There is a lot of confusion surrounding reverse mortgages. Here are some facts and statistics to help you separate truth from fiction.

10 Min.

Woman happy she is controlling her debt with a reverse mortgage

Can I use a reverse mortgage for debt consolidation?  

Though a reverse mortgage is a kind of debt itself, there are some distinct advantages to using one to pay off or down other debts.

7 Min.

A jury makes a decision about reverse mortgages' bad reputation. Is it fair?

Are reverse mortgages good or bad?

Reverse mortgages tend to spark strong opinions, often influenced by earlier versions of these loans and lingering misconceptions about how they work today.

13 Min.

Two people explore the reverse mortgage glossary

Reverse mortgage glossary: Terms and definitions

Like any financial product, reverse mortgages have their share of specialized terms. Here is a quick and easy reference to the most common ones.

5 Min.

People learning about home equity conversion mortgages (HECM)

What is a HECM loan and how does it work?  

A HECM is a reverse mortgage, but not all reverse mortgages are HECMs. Learn how they are different.

16 Min.

Who owns the house in a reverse mortgage?

Simple. Reverse mortgage borrowers retain title and ownership of their homes. Here's more about how it works.

9 Min.

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