Managing Your Future

Managing Your Future

Learn how to manage your reverse mortgage and plan for your long-term financial goals.

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Homeowner standing outside her house, illustrating aging in place and independent living.

How to age in place: A planning guide for homeowners

Successful aging in place starts with planning for your home, health, finances, and future care needs.

15 Min.

A woman contemplates repaying her reverse mortgage

How to pay back a reverse mortgage: 7 options explained

Reverse mortgage borrowers may repay the balance at any time. They are not required to wait until the loan comes due.

17 Min.

A couple who includes a non-borrowing spouse in their kitchen

A non-borrowing spouse guide to reverse mortgage

Eligible non-borrowing spouses in a HECM are afforded certain rights and protections by HUD. Here are the details.

17 Min.

Are heirs responsible for reverse mortgage debt?

When a reverse mortgage borrower passes away, their estate must resolve the debt. While heirs may need to decide how that happens, they are not personally responsible for the debt.

6 Min.

family in living room comparing their heloc alterntaive options

How to talk about estate planning with family

The holidays can be a meaningful time to start thoughtful conversations about estate planning and your family’s future.

6 Min.

A woman on her couch wondering if she can outlive a reverse mortgage

Can you outlive a reverse mortgage?

It is not possible to outlive a reverse mortgage, however, you can outlive available proceeds. Learn how careful financial planning can help.

12 Min.

What happens when a reverse mortgage borrower dies?

What happens when a reverse mortgage borrower dies?

What heirs need to know about the end of a reverse mortgage when the last borrower passes away.

3 Min.

A couple considering paying off their reverse mortgage

Can you walk away from a reverse mortgage?

There are several ways to exit or walk away from a reverse mortgage before it comes to term. Contrary to a popular myth, none of them require that you pay a penalty.

2 Min.

Not sure where to start?

Our reverse mortgage specialists will be happy to help you.

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